PERSONAL LOANS ASSISTANCE

 List of Banks / Personal Loans we facilitate:

• Chinatrust Salary Stretch Personal Loan
• Citi Savings Bank Personal Loan
• East West Bank Personal Loan
• Maybank Personal Loan
• Plantersbank Handy Credit Personal Loan
• Premiere Bank Personal Loan
• PS Bank Money Card
• RCBC Saving Bank Personal Loan
• Standard Chartered EZ Loan and Credit Extra
• Sterling Bank of Asia Personal Loan
• Tong Yang Bank Personal Loan

 PERSONAL LOAN FEATURES:

• Personal Loan open for employed and self employed individual
• Avail Instant cash loan worth P30,000 to P1,000,000
• Flexible installment plan choice of 12, 18, 24, 30 or 36 months
• Very Low Interest Rate from1.39% to 1.75%
• Fast application processing time (3 to 5 working days)
• No collateral needed!
• No Co-maker/Guarantor
• Choose to pay by issuing post-dated-checks, auto-debit-arrangement or over-the-counter (Subject to bank approval)

 ELIGIBILITY REQUIREMENTS:

 Employees of Top 12,000 Corporations

• Fixed-salaried individual working in thePhilippines’ Top 15,000 Corporation
• At least 21 years old but not more than 65 years old
• A permanent employee with a length of service in current employer of at least 1 year
• Has a total gross monthly income of P20,000 for Metro Manila and P15,000 for Provincial Areas
• Must be existing credit card holder for at least 1 year or with existing personal loan in good credit standing (OPTIONAL)

 Employees of Non-Top Corporations

• Must be 21 to 63 years old
• Must have total work experience of at least 3 years & more than 1 year in present company
• Basic monthly income of at least 20,000 if in metro manila and 15,000 if working outside metro manila
• Must be existing credit card holder for at least 1 year or with existing personal loan in good credit standing (MANDATORY REQUIREMENT)

 Self-Employed

• Must be 26 to 64 years old
• Business must be at least 3 years in operation
• Annual Income must be at least 400,000
• Profitable operation for the past 2 years (as per ITR & Audited financial Statement)
• With Business Registration/Documents
• With Bank Statement (average monthly deposit must be 50,000)
• Must be credit card holder for at least 1 year in good credit standing (without late payment for past the 3 months and don’t exceed 80% utilization of the credit limit) or with existing personal loan in good credit standing (MANDATORY REQUIREMENT)

 If you are qualified, follow the step by step procedures:

• Completely fill out and sign the attached application form
• Indicate bank/banks you want to apply such as Chinatrust, EastWest, Maybank, Plantersbank, Premiere, PS Bank, RCBC Savings, Security, Standard Chartered, Sterling & TongYang Bank. (Subject to bank minimum terms of acceptance)
• Please make sure you complete all information, if not applicable put N/A. Only complete information and document will be process.
•  Scan and E-mail the following documentary requirements: E-mail Ad: loans.management@gmail.com

 DOCUMENTARY REQUIREMENTS:

 For Employees of Top 12,000 Corporations

• Completely filled-up and signed application form
• Certificate of Employment indicating position, length of service and gross monthly income
• Latest 1 month payslip
• Clear copy of latest Income Tax Return (ITR 2316) 2010
• Clear copy of 2 government issued ID’s (Ex.SSS ID, Driver’s License, PRC ID, TIN ID) and company ID (front & back) with 3 specimen signatures
• Proof of residence under clients name, spouse or parents (Ex. water, cable, electric, cellphone bill)
• Latest credit card billing statement (no late payment or over limit charge) or personal loan contract

 For Employees of Non-Top Corporations

• Completely filled-up and signed application form
• Original Certificate of Employment indicating position, length of service and net monthly income
• Latest 1 month payslip
• Clear copy of latest Income Tax Return (ITR 2316) 2010
• Clear copy of 2 government issued ID’s (Ex.SSS ID, Driver’s License, PRC ID, TIN ID)  and company ID (front & back) with 3 specimen signatures
• Proof of residence under clients name, spouse or parents (Ex. water, cable, electric, cellphone bill)
• Latest 3 months credit card billing statement with at least 15% repayment rate and or at least 50,000 credit limit and should be active for at least 1 year or personal loan contract

 For Self-Employed

• Latest Income Tax Return  (ITR 1701) 2009 and 2010
• Latest Audited Financial Statement (AFS) 2009 and 2010
• Latest 6 months bank statement
• Latest 3 months credit card billing statement with at least 15% repayment rate and of at least 50,000 credit limit and should be active for at least 1 year or personal loan contract
• Clear copy of 2 government issued ID’s (Ex.SSS ID, Driver’s License, PRC ID, TIN ID)  with 3 specimen signatures
• Business Permits: DTI or SEC Registration, Mayor’s Permit Etc.
• Proof of residence under clients name, spouse or parents (Ex.water, cable, electric, cellphone bill)

 Note:

*Subject to bank approval

*Other documents may be required to process the loan.

*Processing time: 3 to 5 working days upon submission of all documents

*No fees shall be collected before and during the application process.

*Processing fee is deductible on your loan proceeds.

*If your loan has been approved you will received a text message or a call from the bank or from us confirming your loan approval.

 SAMPLE MONTHLY AMORTIZATION

FOR INQUIRIES:

Please Text/Call/E-mail:

Alvin Madrigal 

Operations Manager
Loans Management 

Landline No.:             (02) 218-9363

Globe Mobile No.:     0927-917-0077

Smart Mobile No.:     0999-190-4981

SunCell Mobile No.:  0922-450-0599

Email Address: loans.management@gmail.com

Website: http://www.loansmanagement.webs.com/