Premiere Bank Personal Loan

Enjoy lighter payments when you avail of the Premiere Personal Loan, designed to help you cover your personal funding needs right when you need it. Use it to pay for your child's tuition fees, for Emergencies or unexpected bills, to prepare for that big family occasion, or even to put up your own business.

Other personal loan variants such as the Doctor's Loan and Self-Employed Loan are also available to suit your unique financial needs.

Benefits

• Wide range of product variants to suit your profile as a borrower
• Light, affordable monthly amortizations
• Collateral-free
• Easy documentary requirements

Features

• Loan amounts of P30,000 up to P1,000,000
• Loan terms of twelve (12) to thirty-six (36) months
• Flexible repayment terms through post-dated checks (PDCs)

 Loan Purposes

• Tuition fee payment
• Home improvement
• Credit card payment
• Travel & leisure
• Furniture and appliances
• Investments
• Business-related purposes

Application Requirements

Employees of Top 10,000 Corporations

• Employees of Top 12,000 Corporations
• Fixed-salaried individual working in the Philippines’ Top 12,000 Corporation
• At least 21 years old but not more than 65 years old
• A permanent employee with a length of service in current employer of at least 1 year
• Has a total gross monthly income of P30,000 for Metro Manila and Provincial Areas

Employees of Non-Top Corporations

• Must be 30 to 63 years old
• Must have total work experience of at least 3 years & more than 1 year in present company
• Basic monthly income of at least 30,000 if in metro manila and working outside metro manila
• Must be existing credit card holder with 50,000 credit limit for at least 1 year in good credit standing (without late payments / over limit charges for past the 3 months and don’t exceed 80% utilization of credit limit) or with existing personal loan in good credit standing (REQUIRED)

Self-Employed

• Must be 26 to 64 years old
• Must be at least 3 years in successful business operation
• Annual Income must be at least 400,000
• Profitable operation for the past 2 years (as per ITR & Audited financial Statement)
• With Business Registration / Documents
• With Bank Statement (average monthly deposit must be 50,000)
• Must be existing credit card holder with 50,000 credit limit for at least 1 year in good credit standing (without late payments / over limit charges for past the 3 months and don’t exceed 80% utilization of credit limit) or with existing personal loan in good credit standing (REQUIRED)

Licensed Professionals and Doctors

• Licensed Doctor & Professional who's practicing his/her profession
• With minimum gross monthly income of P25,000
• Must be practicing his/her professional for at least 3 years
• With own place of office in Metro Manila or with in the service coverage of any premiere bank branch. if you are employed must be regular employee or at least have total of 2 years work tenure from last previous employer up to present
• Must be at least 25 years old and not more than 60 years old upon loan maturity
• Must have a residential telephone or post paid mobile phone with billing under the borrower's name and residence address
• Must be a resident of the same address for at least (2) years if residence is rented or borrower is living with parents/relatives. if owned residence, at least (6) months
• No adverse finding (CMAP and NFIS) for the last year.  If with adverse findings and the case has been reported for  more than a year, the case should have been settled for at least one (1) year.

Documentary Requirements

Employees of Top 12,000 Corporations

• Completely filled-up and signed application form
• Certificate of Employment indicating position, length of service and gross monthly income
• Latest 1 month payslip
• Photocopy of latest Income Tax Return (ITR 2316) 2010
• Clear copy of 2 government issued ID’s (Ex.SSS ID, Driver’s License, PRC ID, TIN ID) and company ID (front & back) with 3 specimen signatures
• Proof of residence under clients name, spouse or parents (Ex.water, cable, electric, cellphone bill)

Employees of Non-Top Corporations

• Completely filled-up and signed application form
• Original Certificate of Employment indicating position, length of service and net monthly income
• Latest 1 month payslip
• Photocopy of latest Income Tax Return (ITR 2316) 2010
• Clear copy of 2 government issued ID’s (Ex.SSS ID, Driver’s License, PRC ID, TIN ID) and company ID (front & back) with 3 specimen signatures
• Proof of residence under clients name, spouse or parents (Ex.water, cable, electric, cellphone bill)
• Latest 3 months credit card billing statement with at least 15% repayment rate and of at least 50,000 credit limit and should be active for at least 1 year.

Self-Employed

• Latest Income Tax Return (ITR 1701) 2009 and 2010
• Latest Audited Financial Statement (AFS) 2009 and 2010
• Latest 6 months bank statements
• Latest 3 months credit card billing statements with at least 15% repayment rate and of at least 50,000 credit limit and should be active for at least 1 year
• Clear copy of 2 government issued ID’s (Ex.SSS ID, Driver’s License, PRC ID, TIN ID) with 3 specimen signatures
• Proof of residence under clients name, spouse or parents (Ex.water, cable, electric, cellphone bill)

Licensed Professionals and Doctors

• Duly accomplished application form
• Photocopy of any 2 valid government issued ID's with (3) specimen signature
• Proof of Billing (POB) should be the telephone (landline or mobile phone) bill must be under the borrower's name and residence address
• Clear copy of Professional ID (PRC) or proof of renewal
• Latest Income Tax Return (ITR)
• Latest 3 months bank statements
• Business Registration
• For borrowers with rented residence, Lease Contract and valid Proof of Billing (POB) under landlord's/lessor's name are acceptable as alternative for POB under borrower's name and Authorization letter from landlord/lessor

FOR INQUIRIES:

Please Text/Call/E-mail:

Alvin Madrigal 

Operations Manager
Loans Management 

Landline No.:             (02) 218-9363

Globe Mobile No.:     0927-917-0077

Smart Mobile No.:     0999-190-4981

SunCell Mobile No.:  0922-450-0599

Email Address: loans.management@gmail.com

 To apply online, visit our website: www.loansmanagement.webs.com